How do you know it's the right time to settle down?

I've been dating my girlfriend for about a year now... we're in a long distance relationship and I met her through this site called LoveMe. We've met when I visited her in Bangkok, Thailand and things have been going really well between us. The distance has been weighing on us and it's obviously frustrating. We've been talking about what it would be like living together and surprisingly have been fun talking and thinking about it too... so now, I've been wondering.
Maybe it's time that we think about settling down. But, maybe it's because of the distance frustrating me that is making me think about these... so now, I'd like to ask, how do you know that it's the right time to settle down? How do you know that it's about time to think of marrying and starting a family? I am financially stable and I'm confident that I can support her as well. Although, having kids would be for a latter time. ?But anyway, I really need advice... it is smart for me to think of popping the question???

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For the sake of anyone who is not aware, this is spam, this guy posts like 5 or 10 times a day under different names always about "A Foreign Affair romance tours" or "LoveMe dating service." Actually I am just going to copy and paste this in under any spam so, let me add "Dr. Ungoro the witch doctor" to the list of spam we keep getting for some reason.

I was posting kind of teasing unique responses every time for a while but there are too many to keep it up so, you now get copy and paste!!

 

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